Personal Loans

Have a medical emergency and need money as soon as possible? Need a loan to consolidate your debt without having to deal with a bank? Personal loans from lending services are a great way for people to borrow the money they need quickly and without the headaches that can come from dealing with a conventional bank. These loans come in two varieties — peer-to-peer and a more traditional loan from the personal loan service itself. While some personal loan services have local branches…

Prosper, one of the pioneers of “peer-to-peer” or “marketplace” lending, connects borrowers with investors who choose to fund their loans. Prosper doesn’t fund loans with its own money, but instead evaluates applicants and charges a fee to match investors with borrowers. It also services all loans originated through its platform. The minimum credit score required to qualify for a Prosper loan is 640. Though it doesn’t have minimum requirements for income or length of credit history…

For a small-business owner, an unsecured business loan has an attractive advantage over a secured loan. When the loan is secured, assets you use as collateral are at risk — perhaps your home, your business equipment or inventory. If your business goes south and you can’t pay the loan, the lender can take those possessions. Unsecured loans, on the other hand, place the burden of the risk on the lender. Numerous alternative lenders offer unsecured loans. They base approval on the…

A first direct Personal Loan is an unsecured loan account, with fixed monthly repayments. What you do with your loan is up to you, as long as it s not for business or illegal purposes. We offer loans from £1, up to £25, in £50 increments. As a responsible lender we work with you to ensure you can afford your borrowing over the whole term of the loan. If you can foresee changes in your circumstances that may increase your outgoings or reduce your disposable income, then please…

Personal Loans - The Best Terms Texas Has to Offer Do you have to make a major purchase but need cash? Whether it’s a washing machine that suddenly died, a leaky refrigerator, a new big screen television or any other expense, we understand that money can sometimes be tight. The solution is a TDECU Personal Loan. Apply, get approved and buy what you need, easily. Use the funds for anything from replacing a must-have item to consolidating debts. A TDECU Personal Loan is an unsecured…

Do you need money for an upcoming holiday, want to do some renovations or are you interested in consolidating your existing loans? Whatever the reason, you may require a personal loan. RateCity allows you to search, compare and apply from over 400 personal loans. To start comparing just fill in the form at the top of the page for instant results or, you can choose from one of our popular searches at the base of the page. To assist you in the process, our Personal Loans Guide shows…

Time Finance Co. isn t like other lenders. We ve been family owned and operated since 1960, dedicated to helping our loyal family of customers in Dallas. Our philosophy is that everyone, no matter what, should have the opportunity to build credit through personal loans . No matter what your credit history might be, we ll work with you to help you build a respectable credit profile. Our loans require no collateral, and we ll work with you to create flexible monthly loan payments…

The use of personal loans is on the rise in the U.S., with about 24 million Americans likely to take out a personal loan in the next 12 months. That number really turned my head. What will they use the loans for? I spoke with Adam Hughes, the chief operating officer at Avant, a personal loan lender, about the industry. The pie chart shows why Avant borrowers are taking out personal loans. More than half are doing it for debt consolidation. No loan origination fees Avant isn t…

The Two Major Types of Low Interest Loans We ve established that the preferred type of low interest student loan is a Federal loan. Now let s concentrate on the two types of Federal loans that offer manageable low interest rates and repayment plans along with other substantial benefits to students struggling to finance their higher education. Stafford Student Loan The Stafford is a low interest Federal loan that is designed to help students with little to no credit afford college…

All of us have had times in our lives when we did not have enough money. Personally speaking, I had to borrow tens of thousands of dollars to attend college because I did not have that much cash at age eighteen. Perhaps you have fallen behind on your rent or (hope against hope) you are unable to afford food this month. Being low on cash happens to the best of us. Loans up to $35, via Lending Club When money gets tight, the easiest thing to do is to get a payday loan (also called…