I often hear commercials advertising cars for sale at zero percent interest or a 10 percent discount. For example, say you can buy a car for $20, if you pay cash or $22, with zero interest. But if you choose the latter option, you aren’t really getting zero interest. The interest is the $2, , which is the difference between the cash price and the financed price. [See the top-rated Vanguard, Fidelity, and T. Rowe Price funds from U.S. News .] If you decide to buy a new car, ask…
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