Just today I came across a great article that one of the readers of my LinkedIn Group Photography Business posted. This is a must read for many reasons. For example, the big stuff in a company should be done by the big guy, not the ‘others’. There are quite a number of well formulated ideas, but the biggest one that made me think was this: 2. Customers cannot tell you what they need “Apple market research” is an oxymoron. The Apple focus group was the right hemisphere of Steve’s brain talking to the left one. If you ask customers what they want, they will tell you, “Better, faster, and cheaper”—that is, better sameness, not revolutionary change. They can describe their…

Amazing insights on home, money and life. And Quicken Loans. And Detroit. That’s what we write about on the Zing blog from Quicken Loans. And as you can imagine, that gives us many topics we can cover. We love that about our blog. We want our readers to get great information about a wide variety of things. Things they will find useful, above and beyond mortgages. The title of “Zing” is derived from the word “amazing.” The slogan for Quicken Loans is “Engineered to Amaze” and we feel that the blog contributes to this slogan in a big way. You might be reading this and wondering why we write about Quicken Loans and Detroit on Zing. The Quicken Loans part is easy. This is…

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Do you have bad credit? Are you in need of a business or bad credit personal loan with an affordable interest rate and monthly payment? Don’t worry you are not alone. This economy has hit lots of Americans pretty hard. Since the economic crash of 2007, the credit scores of people all across the United States have suffered. The good news is that Life House Financial prides itself on helping people locate hard to find financing. As an industry leader in all areas of financing, one of our first priorities was to partner with the safest and most trustworthily poor credit loan providers across the country that specialized in quick and hassle free bad credit personal loans…

Steps Method 1 Displaying Creditworthiness Understand why your credit score is important. Your credit score is a measure of your creditworthiness based on your debt history. That is, it measures how likely you are to repay loans based on how well you ve payed them back before. Having a low credit score means that you are a risk to lenders, because they may not get their money back. To compensate themselves for taking this risk, lenders charge people with lower credit scores higher interest rates and sometimes also higher fees. Know your credit score. Go online to check your credit score. You can do so by searching for the any of the three major credit reporting bureaus…

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Scouring the web for a reputable payday loan company can be a stressful and time-consuming process. How do you truly know if a company is a real payday loan provider or just a shady alternative? How can you be sure that you will get the business that is advertised? What does it mean to be a real payday lender? Individuals ask themselves these questions everyday in the online search for a short term loan. Many companies advertise themselves as payday lenders, however it is very important to understand the differences between a real payday company and those looking to take advantage of unsuspecting consumers. At LendUp, we pride ourselves on providing real payday loans…

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You probably know how to improve your credit with a credit card. You might even know how to improve your credit several ways other than using a credit card. But do you know how to boost your credit with a personal loan? If you’re planning to try using a personal loan to improve your credit score, there are both benefits and downsides to doing so. If you go about it the right way, however, it can be a helpful way to raise your credit. “When it comes to improving credit scores, a personal loan may be a viable option for reestablishing creditworthiness when the proper steps are taken, ” Marco Carbajo, Founder of BusinessCreditBlogger.com, said. “For a personal loan to have…

A zero-percent loan could be a great deal as long as you are careful to read the fine print and promptly pay off the loan. Otherwise, you could be inviting financial trouble. Here are some common pitfalls associated with zero-interest loans: The “0%” offer could come with a very high interest rate that kicks-in after the grace period. For instance, you could end up paying a loan interest of 21 percent after only six months at zero-percent interest. You could lose the zero-percent rate and be charged a penalty of back interest on the amount borrowed if you fail to make your scheduled payments when due. You may be required to make a large down payment to qualify. You may…

If you’re in the market for a small-business loan, you may have heard of online lenders, alternative lenders or marketplace lenders. These phrases all describe the new class of unregulated, non-bank lenders that have emerged in recent years, providing financing to small businesses that banks consider too risky. Online lending is still nascent, but it’s growing fast. Two percent of small businesses have used online lenders in the past year – up from 1% last year – according to a by the National Small Business Association. The online small-business loan dollars outstanding is doubling every year, while outstanding small-business bank loans are in decline, according to a…

It isn t easy sharing your family s financial difficulties with a room full of state senators and strangers. But that s what Glenda Wood of Bellevue planned to do Tuesday, as she testifies on a bill (LB1036) that would restrict lending practices of payday loan centers. She d like to see the Legislature extend the time frame for the loans to be paid back, she said. In 2007, Wood and her husband needed tires for their vehicle and took out a $500 payday loan without realizing, she said, they would have to pay the full amount back right away. And so we kind of got trapped in this cycle of basically just renewing that same loan over and over again, just paying the fees and…

Payday Loans Are not as Evil as They Are Made out to Be | The

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