Personal Loans

Have you ever wondered what happens once you hit submit on a personal loan application? Wonder no more, as I explain some of the key steps and how to improve your chances of having a personal loan approved. It can be frustrating when you apply for a personal loan and get declined for, seemingly, no good reason. You have assets and a job that pays well enough for you to meet your repayments, so what’s the problem? While every lender is different, here are some of the steps involved…

Whether you are looking to make home improvements, take a dream vacation, purchase a vehicle or have another special need for some extra funds, we have you covered with a variety of loan options. The PrivateBank’s loan products offer competitive rates and repayment plans to suit your needs. Home Equity Loans and Lines of Credit A Home Equity Loan or Line of Credit from The PrivateBank is an affordable borrowing option for many homeowners. Using the available equity in your home…

We ll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right. Manage your money with a wide range of borrowing options – choose to borrow between £1, – £25, over 1-7 years Instant money in your account If you are applying online, the funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times. A personalised quote with no credit…

We’re not all mathematicians. That’s why we have calculators. Use ours to figure out your estimated payment and interest rates. Calculate your monthly loan payment in just a few steps. Refinancing can help you save on interest. Use this calculator to determine how much refinancing can save you. Use this calculator to figure out the fees, taxes and monthly payments to help you make a decision between renting and buying a home. Plug in your numbers and find the loan that’s right…

Whether you want to give your lifestyle a boost or have an unexpected expense to deal with, a Personal Loan from Absa is the cost-effective way of making it happen. Absa personal loans are flexible: you can borrow from R3 to R350 , and affordable repayment periods range from 12 to 72 months*. Immediate access to your funds after approval Competitive interest rates Flexible repayment terms The ability to pay off your loan faster (extra payments reduce the capital amount of the…