Personal Loans Michigan


MECU has the cure for your winter bill blues! It's our 6.95% APR* Winter Wrap-Up Loan and it's back for a limited time only. This affordable signature loan can help you consolidate your debt, take a winter vacation, pay educational expenses or make a few home improvements. Borrow up to $10, 000, with repayment terms up to 60 months.

* Annual Percentage Rate effective January 1, 2016, and is subject to change. Winter Wrap-Up Loan not available for refinancing existing MECU loans. Qualification for unsecured credit required.

Revolving Credit: Access A Personal Loan Whenever You Need It

From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's 9.95% APR Revolving Credit Personal Loan is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any time.

You can access your available Revolving Credit Personal Loan limit:

  • Through Internet Home Banking
  • Through Mobile Banking
  • At any CO-OP Network ATM
  • By contacting the Loan Department at any MECU office
  • At any Credit Union Family Service Center location in Michigan
Revolving Credit
Minimum Advance Repayment Minimum Payment APR*
$50.00 $30 per $1000 borrowed $30.00 9.95%
* Annual Percentage Rate. Please call the Credit Union for the most current rates. Rates are subject to change at any time without notice.
Michigan Educational Credit Union Credit Cards

Interesting facts

  • Michigan State University Federal Credit Union or MSUFCU, headquartered in East Lansing, Michigan, is the largest university-based credit union in the world in membership and asset size. MSUFCU is a federal credit union chartered and regulated under the authority of the National Credit Union Administration (NCUA). A variety of financial...
The Complete Guide to Planning Your Estate In Michigan: A Step-By-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Michigan Residents
Book (Atlantic Publishing Group Inc.)
Home equity loans: Hearing before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, ... for consumers over other forms of credit
Book (University of Michigan Library)

Popular Q&A

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If money was loaned in Michigan and the person lives in Ohio where do you sue

In most instances the creditor/lender must sue the borrower/debtor in the state court in the county in which the borrower resides.