Personal Loans Augusta GA

We offer a broad range of customized loan solutions that can give you financial flexibility. With an array of flexible terms, a deep understanding of our community, and the authority to make decisions, our lending professionals will recommend the right product for your unique needs.

Here are some of the types of loans we offer:

Whether you are considering buying a new or used vehicle or refinancing your current vehicle, we are here to help. Our auto loans have extended terms, competitive rates, and offer incentives to customers who choose the convenience of automatic monthly payments.

Finding the perfect home can sometimes be difficult. In this situation, building your dream home may be the perfect solution. We offer flexible, affordable plans suited for most situations.

A Home Improvement Loan is perfect for small upgrades such as changing carpets or kitchen cabinets, or for more extensive remodeling projects such as adding an additional bedroom or bathroom. We offer a variety of options from fixed loans, to lines of credit, to combining your project costs with your current mortgage to create a single payment.

There are times when you need funds quickly, but you don’t want to cash in your stock or portfolio of stocks for a variety of reasons. In these cases, it may be possible to borrow against your portfolio without selling the shares. Normally, the loan amount available is based on a percentage of the appraised value of your portfolio. At the end of the term of the loan, you will have the option to pay off or refinance the loan.

We offer competitive rates, flexible terms, and affordable payments for all types of watercraft — from wave runners to small boats to ocean capable yachts.

This loan is flexible, affordable, and convenient. Funds can be borrowed for almost any reason using the money in your CD as security for the loan.

Personal lines of credit give you the freedom to access funds when you need it most. By simply writing a check, you can make purchases, consolidate other borrowings, make deposits into your checking account, and pay for special events like a wedding or long-needed vacation.

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you!

A HELOC is one of the smartest tools for managing one of your largest assets — your home. It’s flexible enough to be used for whatever you need, whenever you want, simply by writing a check. It's a great way to pay for major purchases and consolidate debt.

An Unsecured or Signature Loan is based solely on a promise by a consumer or business instead of using traditional types of collateral (car, boat, stocks, house, Certificates of Deposit, etc.). These loans can be used for vacations, computers, furnishings, medical expenses, or just about anything.

Interesting facts

• China Merchants Bank (CMB) (Chinese: 招商银行; pinyin: Zhāoshāng Yínháng SEHK: 3968, SSE: 600036) is a bank headquartered in Shenzhen, China. Founded in 1987, it is the first share-holding commercial bank wholly owned by corporate legal entities.
  CMB has over five hundred branches in mainland China and one in Hong Kong. In November 2007, as part of...
• The Royal Automobile Club of Victoria (RACV) is a motoring club and mutual organisation, providing services such as roadside assistance, vehicle, home and contents insurance, personal and car loans, driving instruction, tourism services and home security products.
  The RACV runs a lifestyle club known as the RACV Club, with locations in the...