Texas loans


The Homes for Texas Heroes and Home Sweet Texas Home Loan Programs are available for teachers, fire fighters, police and correctional officers, veterans, and low and moderate-income homebuyers. These loans and home down payment assistance programs are available through a network of lenders across the state and all provide the following benefits:

  • A 30-year fixed interest rate mortgage loan
  • Net DPA, meaning no upfront points or fees taken out of assistance
  • Net 2%, 3%, 4%, or 5% in down payment assistance that does not need to be repaid
  • You do not need to be a first-time homebuyer
  • You do not need to live in the home for any set period of time
Watch this short video to learn about our home buyer programs!

Today's rates:

2 Points of DPA 3 Points of DPA 4 Points of DPA 5 Points of DPA
FHA with FICOs of 640 to 659 4.375% 4.625% 5.000% N/A

FHA with FICOs of 660 or higher

VA or USDA

5.000%

HFA Preferred Conventional 4.875% 5.125%

Interesting facts

  • The Evans family has found the perfect home to move into and plan on taking out a loan to pay for it. However, they quickly find, as usual, that that's easier said then done, when they run into trouble trying to perusade the banker.
  • An origination fee, or activation fee, is a payment associated with the establishment of an account with a bank, broker or other company providing services handling the processing associated with taking out a loan.
    An activation fee is typically a set amount for any account. However, an origination fee usually varies from 0.5% (half a point) to...

Additional information


Texas Vet Loans Participating Lender (936) 228-1944
Texas Vet Loans Participating Lender (936) 228-1944
Dana Staniec | Relocation to Texas | Quicken Loans Commercials
Dana Staniec | Relocation to Texas | Quicken Loans Commercials
TX-CarTitleLoans.com
TX-CarTitleLoans.com
Georges Excel Loan Calculator v3.1 - Mortgage Home Loan Calculator with Amortization Schedule, Extra Principal Payments, and Scenario Comparison - Excel Spreadsheet Template - Requires Microsoft Excel 2007, Excel 2010, Excel 2013 or higher [Download]
Digital Software (George Alzamora-292329-292329)
  • Mortgage home loan calculator with amortization schedule.
  • Mortgage calculator includes optional extra principal payments where you can add fixed extra payments or change the amount of the extra principal payment each month...
  • Separate worksheet to compare three mortgage loans. For example, compare 30 vs 15 vs 10 year loans at various amounts, interest rates, and additional payments...
  • Amortization schedules / tables that show loan balance and payment breakdown on a monthly basis are automatically calculated by Excel by entering loan amount, annual...
  • Charts / Graphs are displayed that show key information to help visually compare different mortgage loan scenarios based on loan amount, interest rates, terms in...
Publisher Services Inc (PSI) The Builders Antiquity Game
Toy (Publisher Services Inc (PSI))
  • Simple game mechanics
  • Easy to play with family or non-players
  • Complex and deep strategy components
  • Art and game components are high quality and visually attractive
Texas 203k Loans
Texas 203k Loans
What the VLB Land Loan Means to Texas Veterans 2015 PSA
What the VLB Land Loan Means to Texas Veterans 2015 PSA
Texas TitleMax Title Loans Tax Refund Commercial
Texas TitleMax Title Loans Tax Refund Commercial
Excalibur Circus World - PC (Windows)
Video Games (Excalibur)
  • 43 Acts for the player to hire
  • Compete for the best acts against A.I. circuses who aim to poach your performers
  • Set the contract period for your performers, keep hold of the skilled and dump the disasters!
  • Acts will level up with experience, increasing their performance quality and contract value
  • Structure the daily performance to showcase your brightest stars, increasing audience appreciation and revenue
WE HELP YOU Auto Financing - Amazing Guide
Mobile Application (WE HELP YOU)
  • Money for a Car
  • A Guide to Auto Financing
  • In a car buying deal
  • Pay for the car
  • Taking out an auto loan to own a car
Peniel Enterprises LLC Tyne Reels - Trinity Fly Fishing Reel (5/6wt, 5.22 OZ)
Sports (Peniel Enterprises LLC)
  • Fully Machined Aircraft Grade Aluminum
  • Carbon Disk Drag System w/Infinite Adjustment
  • Large Arbor Spool w/Wood Handle
  • Left or Right Handed Operation
  • Lifetime Warranty
Texas Homestead Exemption Changes | Houston Home Loans
Texas Homestead Exemption Changes | Houston Home Loans
VA Loans Texas
VA Loans Texas
Texas Title Loans at Speedy Cash
Texas Title Loans at Speedy Cash

Popular Q&A

avatar
Why is texas the loan star state.

The Lone Star State comes from the symbolism of the star on the 1836 flag of the republic, the "National Standard of Texas etc