Texas loans

The Homes for Texas Heroes and Home Sweet Texas Home Loan Programs are available for teachers, fire fighters, police and correctional officers, veterans, and low and moderate-income homebuyers. These loans and home down payment assistance programs are available through a network of lenders across the state and all provide the following benefits:

• A 30-year fixed interest rate mortgage loan
• Net DPA, meaning no upfront points or fees taken out of assistance
• Net 2%, 3%, 4%, or 5% in down payment assistance that does not need to be repaid
• You do not need to be a first-time homebuyer
• You do not need to live in the home for any set period of time

Watch this short video to learn about our home buyer programs!

Today's rates:

Interesting facts

• The Evans family has found the perfect home to move into and plan on taking out a loan to pay for it. However, they quickly find, as usual, that that's easier said then done, when they run into trouble trying to perusade the banker.
• An origination fee, or activation fee, is a payment associated with the establishment of an account with a bank, broker or other company providing services handling the processing associated with taking out a loan.
  An activation fee is typically a set amount for any account. However, an origination fee usually varies from 0.5% (half a point) to...