Tale of Alabama man s payday lending schemes Meet John Gill Jr. For at least 14 years, various payday loan schemes he operated around the country have made him a very rich man. The 48-year-old lives in a wealthy area north of Phenix City, Ala., in a waterfront home on the Chattahoochee River, which divides Alabama and Georgia. Columbus, Ga., sits across the river from Phenix City. Gill s operations since 1992 have landed him in trouble with the law in Alabama, Colorado, Florida…
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