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GetFinancing is a real time Purchase Finance Gateway that allows consumers to obtain instant financing from numerous lending sources under the best possible terms, when making a purchase online at a participating merchant’s website.

Why does GetFinancing ask for the last 4 digits of my Social Security Number?

GetFinancing’s patented state-of-the-art technology allows us to identify, verify, and refer applicants to the appropriate participating financing source. In the most cases, the only information you need to provide are name, address, and the last four digits of your social security number, that’s it! Some of our lenders may require us to gather some additional information such as annual income, employment status and time at residence. In some cases you may be required to provide information contained in you state issued Driver's License.

Do you store any personal information or my credit history?

No. We do not store any of this information. It is used only to verify your identity and credit profile at the time of application.

If you don’t store my info, who does?

At the time of purchase we use your information only to verify identity and access your credit profile to find lenders who can assist you in financing your purchase. The merchant themselves may store the information that is relevant to them. If you successfully obtain credit from one of our lenders please check the privacy policy of the bank/ lender by going to their web site.

Why was my loan/credit offer not approved?

Although a high percentage of requests are approved, GetFinancing cannot guarantee approvals of all requests. Each of our lenders has their own underwriting criteria and we may not have one available to service your needs at this time. There is also a chance that information was entered incorrectly.

What was the reason, (piece of information) on my credit report which caused me to be declined?

Unfortunately due to the Privacy Laws we are not able to access this information. You can contact one of the Credit Bureaus listed on the FCRA decline letter/email you would have received stating that an offer of credit was not available to you at this time due to some issue with your current credit status or information that was not able to be confirmed. You can also contact the lender/bank directly.

How can I reapply?

In order to reapply, you will need to go back to the merchant's web store and try your transaction once again. Be sure to enter all information correctly and use your full legal name.

Why do you ask questions such as if I rent or own a home? Annual Salary? Employment Status? Last 4 digits of SSN?

Obtaining this information allows the lender to quickly make a decision within their underwriting policies and determine what amount they are able to offer you to complete your purchase.

Who are the lenders?

In order to service the full credit spectrum and to offer loans of varying amounts to most consumers GetFinancing work with numerous and diverse lending sources. GetFinancing participating lenders range from peer to peer lenders, private lenders/banks to large financial institutions. If you qualify they may offer you an instant financing to enable you to pay for your purchase. Should you chose to accept the offered financing you will have an obligation to that particular bank or lender for repayment. You will find out the name of the lender for which you have been pre-qualified when you are presented with an offer. You will then be required to agree to their Terms and Conditions as well as the Truth in Lending terms in order for the application to be processed.

What are the GetFinancing terms that I am required to agree to?

When seeking a loan or credit to make your purchase through GetFinancing, you must provide certain pieces of information and then expressly “agree” to the Terms and Conditions provided at the time of your application. This grants us the right to seek credit on your behalf. You can review these terms and conditions

How do I get in touch with my lender or bank?

You may call them at the Toll Free number provided to you in your email correspondence from the issuing lender, or you can call our and we will be happy to provide the information to you.

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Additional information


How to Get Loans
How to Get Loans
How Do I get Loan Ready? How do I get my credit ready for
How Do I get Loan Ready? How do I get my credit ready for ...
How To Get Loans Without A Bank
How To Get Loans Without A Bank
Helping small businesses get loans
Helping small businesses get loans
Where to Get Loans After Filing Bankruptcy
Where to Get Loans After Filing Bankruptcy
Get a Car Loan in 3 Easy Steps with Nationwide
Get a Car Loan in 3 Easy Steps with Nationwide
How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye TM: A Comprehensive Guide for First Time Home Buyers and Home Buyers Getting a Mortgage Since the Mortgage Crisis of 2008
eBooks (Ponto Alto Publishing LLC)

Popular Q&A

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How to Get Loans.?

Borrowing money can help you do things, but it can also be complicated. If you need money, find out how to get loans and how they work. Learn the process so you know what to expect and what you can do ahead of time.

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What are the criteria of getting loan for a company?

Yes, you need anough income of your own to cover the morage if it recent.
You can include 80% of the rent if, and only if, the unit comes with a lease holder.
You are also under estimating your down payment. You need 25-30% down, it is not like a house where you can risk next to nothing. Since your crdit is not verey good ( sorry, but i would die if mine were that low) you can expect a 30% requirement.

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