Short term cash loans

LendUp is a direct short term lender online and we offer short term loans in California, Oklahoma, Missouri and Louisiana. LendUp loans have no hidden fees, no rollovers, lower interest rates, and clear terms and conditions.

LendUp is the best place to get short term loans online, without the hassle.

Short term loans also called, personal loans, deferred deposit loans, payday loans, or cash advances, are loans typically made for 30 days or less. Repayment of a short term loan is typically scheduled on the borrower's next payday.

Historically, the problem with short term loans, both online and in store, has been inflexibility on the part of the lender, which causes borrowers to get stuck in debt. Rollovers and fine print can turn a short term fix, into a dangerous debt trap.

LendUp is different. LendUp offers short term loans to residents of California, Oklahoma, Missouri and Louisiana. While we suggest choosing a repayment date that coincides with your payday, your repayment date is totally up to you. We believe flexibility is key, and we pride ourselves on finding flexible solutions for our customers and their short term loan needs.

These are the best short term loans not only in California, Oklahoma, Missouri and Louisiana* but in the entire industry. When month-to-month finances get out of control, we're here to make sure you have the money you need now, and the tools to access better and cheaper short term loans in the future.

LendUp can offer a short term loan with real, measurable benefits because we are a short term [direct lender] meaning there is no middleman involved. We sell no customer information submitted as part of your short-term loan application online. This is the first and only place that enables a short term loan to offer long term benefits.

Interesting facts

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• In banking, excess reserves are bank reserves in excess of the reserve requirement set by a central bank. They are reserves of cash more than the required amounts. Holding excess reserves has an opportunity cost if higher risk-adjusted interest can be earned by putting the funds elsewhere; the advantage of holding some funds in excess reserves...