Loans for disabled

How to obtain financial assistance for low income earners disability grants and loans available for home ownership college and vehicle purchases

Definition:

Loan - In finance, a loan is a debt provided by one entity (organization or individual) to another entity at an interest rate, and evidenced by a note which specifies, among other things, the principal amount, interest rate, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

Grant - Non-repayable funds or products disbursed by one party (grant makers), often a government department, corporation, foundation or trust, to a recipient, often (but not always) a nonprofit entity, educational institution, business or an individual. In order to receive a grant, some form of "Grant Writing" often referred to as either a proposal or an application is required.

Main Document

Due to the limited information currently available online in regards to disability grants for disabled students and reputable loan sources, Disabled World is compiling an online resource of financial assistance programs available including grants for disabled students, low income families and singles, the elderly, and people with disabilities.

Financial aid programs reviewed cover lending institutions for low income people in major world countries including Australia, Canada, New Zealand, UK, and the US.

Having good credit can help you in a surprising number of ways. A good credit history can result in getting that dream job, lower interest rates on car loans and mortgages, and better rates on your insurance, according to the Insurance Information Institute (I.I.I.).

Students with disabilities are advantaged when it comes to grants and scholarships. Since the IDEA made it illegal to segregate students with a disability, there has been a major push to offer grants for disabled students to pursue their educational goals. Not only are there grants for individual students, but the technological support that enables disabled students to participate in matters as well.

Interesting facts

• The National Association for Bikers with a Disability or NABD is a Registered Charity (No. 1040907) in the United Kingdom and (No. SC039897) in Scotland. The NABD gives technical advice and financial grants to help to adapt motorcycles, sidecars and trikes for use by disabled riders. It also gives advice on training and rider assessments. It...
• Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, loan repayment insurance, is an insurance product that enables consumers to insure repayment of loans if the borrower dies, becomes ill or disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the...