247 Loans

Advance Financial, 100 Oceanside Drive, Nashville, TN 37204, 615-341-5900

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Welcome to the website of Advance Financial (“Company”, “we” or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of our website: (the “Website”) including any content, functionality and services offered on or through, whether as a guest or a registered user.

Advance Financial offers short-term, high interest Flex loans (See Rates & Terms for details). A Flex loan is a loan provided pursuant to a written agreement between a licensee and a customer establishing an open-end credit plan under which the licensee contemplates repeated noncommercial loans for personal, family, or household purposes, that: (A) may be unsecured or secured by personal property; (B) may be without fixed maturities or limitation as to the length of term; and (C) are subject to prepayment in whole or in part at any time without penalty. Flex Loans should be used to address short-term financial needs only. If you are experiencing financial difficulties, you should consult a financial advisor. Flex Loans are governed by the terms of our loan agreement and the applicable laws of the State of Tennessee. If you believe our Flex Loans do not comply with Tennessee law, you may file a complaint with the Tennessee Department of Financial Institutions, 312 Rosa L. Parks Ave, 26th Floor, Nashville, TN 37243, 615 741-2236.

Please read these Terms of Use carefully before you start to use the Website. By using the Website, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found at incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

This Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

Interesting facts

• In finance and economics, nominal interest rate or nominal rate of interest refers to the rate of interest before adjustment for inflation (in contrast with the real interest rate); or, for interest rates "as stated" without adjustment for the full effect of compounding (also referred to as the nominal annual rate). An interest rate is called...
• Home equity is the market value of a homeowner's unencumbered interest in their real property—that is, the difference between the home's fair market value and the outstanding balance of all liens on the property. The property's equity increases as the debtor makes payments against the mortgage balance, and/or as the property value appreciates...