
We offer personal loans (also called signature loans) where the loan is granted based on your signature as collateral. A personal loan is great for debt consolidation, medical expenses, a new A/C, or anything! Loan amounts range from $500 to $30, 000 depending on income and credit score.
Lines of Credit
A Line of Credit is a revolving or open-ended loan that allows additional advances on your credit line, not to exceed the credit limit established by Jax Federal Credit Union. Funds may be accessed through Online Banking and Telephone Banking.
Overdraft Lines of Credit
An Overdraft Line of Credit is used to transfer money into a checking account in order to cover a check that would have been returned for non-sufficient funds. Click here for details.
Savings/Certificate Loans
A Savings (Share) or Certificate Loan is a great way to build a good credit history. The loan is secured by funds in your Savings Account or Certificate. The balance is used as collateral, and funds are released as you make payments. Loan amounts vary.
Loan amounts vary.
Loan |
Loan Amount/Balance |
Account used as Collateral |
Share Secured |
Up to 100% |
Savings (Share) |
Certificate Secured |
Up to 90% |
Certificate |
Apply online, visit a branch, or call 904-475-8000.
Interesting facts
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