It’s free, and you’ll get tools and info that can help you improve your financial health:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
Lending Club is an online peer to peer financial community that works to match approved borrowers with investors. The online application process makes applying for a personal loan quick and convenient. Available loan types vary from debt consolidation to special events loans. Loan amounts range from $1, 000 to $35, 000 with fixed monthly rates. Borrower and investor support is available online or by phone.
Founded in 2007, LendingClub has helped facilitate more than $5 billion in loans. All loans featured on Lending Club are funded by WebBank, a Utah-chartered Industrial bank headquartered in Salt Lake City.
**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.
JOE LYNAM is an Irish journalist working for the BBC in the United Kingdom.
Lynam is the Business Correspondent with the BBC's flagship current affairs programme BBC Newsnight, under Economics Editor Paul Mason
Between 2008-2012, Joe was the BBC's Weekend Business Correspondent covering economic, business, company, financial and personal...
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