Street Address : 26642 Towne Centre Drive, Foothill Ranch, CA 92610. Toll Free (800) 656-2606
Unsecured Personal Loans are issued by Cross River Bank; an FDIC insured New Jersey-charted commercial bank located in Teaneck, New Jersey, Equal Housing Lender. Individuals must be a U.S. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. All loans may be subject to an origination fee of 1% to 5% of the loan amount. Origination fees are deducted from loan proceeds. Offered loan terms depend upon credit score, requested amount, requested loan term, and credit usage and history.
Loans are not available to residents of West Virginia.
Residents of Alabama or Nebraska must be 19 years old to apply for credit.
All loans to Massachusetts residents must be greater than equal to $6, 001.
All loans to Ohio residents must be greater than equal to $5, 001.
All loans to Connecticut residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.
All loans to New Hampshire residents equal to or less than $10, 000 must qualify for Interest Rate of 10% or less to be considered for approval.
All loans to New York residents must qualify for an annual percentage rate (APR) of less than 16% to be considered for approval.
All loans to Vermont residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.
* APRs range from 6.17% to 29.52%. APR may differ based on amount, term, and credit profile. 6.17% APR available on loans between $5, 000 and $35, 000 with a term of 36 months for applicants who meet eligibility requirements including a credit score of at least 780.
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