With a short-term loan from The Money Shop you can borrow from £100 to £1000** in increments of £10, subject to our credit and affordability checks. You can choose to repay your loan in 1 to 6 instalments.
We don't charge any fees. No arrangement fee, no late repayment fees and no early repayment fees. All you pay for the loan is your agreed interest. In fact, you can reduce the amount of interest you pay if you decide to pay back early.
To find out more about how to apply for a loan online please view our how it works page or for more details on our rates please visit our loan charges page.
We're more than payday loans!
Payday loans can be great for those who need to make up a small shortfall in their cashflow, but paying back that lump sum all at once might not be convenient for everyone - it may in fact create more cashflow problems.
At The Money Shop we offer short-term loans with instalment repayments. If you want it to be a payday loan which you repay in one go then it can be, or you can spread repayments of equal size over up to 6 months, although borrowing for longer can be more expensive.
We understand that your personal and financial circumstances can change, if this occurs or if you are having trouble repaying your loan let us know as soon as possible by contacting us on 0800 009 3565* and we will do our best to help.
Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card, unless you prefer to cancel these and make alternate payments e.g. cash payments in-store. If your card details have changed please contact us urgently on 0800 009 3565* to update these.
Please be aware that late repayment by you may result in us reporting this to the credit reference agencies which may have a negative effect on your credit score. There are no late repayment fees if you miss a payment and we will not charge any additional interest.
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