Often financial emergencies come at the worst possible time. And just because you need to cover an unexpected expense doesn't mean you have the cash available. We can help! We work with today's top lenders to match borrowers with short and long-term loans to help put you back in control of your finances. When you apply for an installment loan through our website, you're choosing a quick and easy way to settle your money woes. No drawn out forms or fax machines, no waiting for approval from the bank and no asking family members to foot the bill.
Spend your time worrying about the things that really matter and leave the loan finding to us.
Simple Application Puts You on the Fast Track
With our secure online application, you will start to see why we are so fast. We don't ask complicated questions that require digging into old, forgotten paperwork. We ask only for the most basic information that you know by heart to help us match you with one of our premium lending partners.
Our application takes just minutes to complete and once you hit submit your work is done.
Get Real-Time Approval in Just Minutes
Don't wait hours or days to be approved for a loan. We can match you with a lender in as little as 90 seconds. If we find a lender willing to meet your needs, you'll be redirected to your lender's site instantly. You can be approved for an installment loan up to $10, 000 on the spot.
We understand few consumers have a perfect credit history, but a poor credit score shouldn't keep you from taking care of what's important. That's why we partner with lenders who specialize in lending to those with less than perfect credit. Unlike traditional lenders that only consider your credit score; the lenders in our network look at additional areas of your finances, including time of employment, income and other factors.
Because of our lenders' flexibility, you can be approved for a loan even if you have good credit, bad credit, no credit or work-in-progress credit.
No Nonsense Cash Delivery
Going digital with our finances is nothing new. The popularity of banking and shopping online has grown exponentially and for many, receiving anything through traditional mail feels foreign and unnatural. OneHourLoan brings the same speed and ease to loan products.
In the same way you likely wouldn't go to the bank to transfer money from your savings account to checking, you don't need to go anywhere to have your cash loan transferred to your account. After finalizing your loan agreement, your lender will explain how quickly your funds will arrive. In many cases, you can get same-day funding, while other lenders offer overnight funding.
Our loan matching service takes just minutes, and from start to finish, you're in complete control of your loan offer. You can choose to accept or reject your loan offer without any obligation to continue.
It's that quick and simple!
We're Here When You Need Us
A One Hour installment loan is not necessary for every occasion, but when an emergency cash need arises, we want to be where you turn. We provide a fast service that is safe and easy to use anytime you need a loan. If you're tired of waiting for money problems to self-correct, apply now and see if you qualify for a cash loan to help you turn things around.
Responsible Lending Policy
We are dedicated to consumer transparency in the financial marketplace and to the consistent, fair, and equal treatment of applicants seeking credit. We believe in promoting responsible lending practices and encourage consumers to practice educated and responsible borrowing. We recommend that you consider all borrowing options before taking out a short-term loan, and if it's unavoidable, we suggest paying off your loan on time to avoid late payments and increased interest rates.
If you have prolonged financial difficulties you may need to consider a long-term solution that will help improve your credit and finances in the future.
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