A cash loan is a small credit line with a short payment term. Usually ranging from $100 to $1, 000, the loans are used to help those in need pay bills, make car repairs, cover household emergencies, or help with other financial emergencies. Short term loans are a good way of getting the money you need fast, but require that you repay the debt when your next paycheck arrives.
Our lenders may offer you a loan with an APR between 390% and 780%. A 14-day, $200 loan with interest and fees of $30 charged is an example of a loan with a 390% APR. The simple interest rate on this loan, however, is 15%. The APR is a measure of the interest one would pay if a loan was rolled over continually for the duration of a full year, which is not permissible by most state laws.
If you do not pay your loan according to its terms, your lender may:
- Charge you late fees
- Send your account to a collection agency
- Report your information to a consumer reporting agency, which may negatively affect your credit score
Automated cash handling is the process of dispensing, counting and tracking cash in a bank, retail, check cashing, payday loan / advance, casino or other business environment through specially designed hardware and software for the purposes of loss prevention, theft deterrence and reducing management time for oversight of cash drawer (till...
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