Low Interest Rate Loans For bad credit


Lower Rates: Reduce your interest rate by an average of 35%1

Borrowers who used a personal loan* via Lending Club for debt consolidation or to pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 35% lower than they were paying on their outstanding debt or credit cards.

Circle the date you will be debt free

With fixed, low rates and monthly payments, the amount you pay will never increase, giving you a clear path to achieve your financial goals.

Apply for a loan online, it's fast and easy

Our online loan application takes minutes, with no impact to your credit score.

The most convenient personal loan around

Instantly review the debt consolidation loan offers you qualify for, with no need to ever visit a branch. Loans are deposited directly into your bank account in as quickly as a few days.

Prepay and save even more

You can pay off your loan at any time and get rid of future interest payments. No prepayment penalty.

Debt consolidation can boost your credit score

A debt consolidation loan can improve your credit score. 76% of Lending Club customers experienced a FICO score increase three months after obtaining their loan, with an average score increase of 21 points.2

Read Lending Club Reviews

* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

1Based on responses from 12, 728 borrowers in a survey of 66, 493 randomly selected borrowers conducted from January 1, 2015 – January 1, 2016, borrowers who received a loan to consolidate existing debt or pay off their credit card balance reported that the interest rate on outstanding debt or credit cards was 21.90% and average interest rate on loans via Lending Club is 14.30%.

Interesting facts

  • Affin Bank is the smallest anchor bank in Malaysia. Formerly known as Perwira Habib Bank, the bank started growing by giving out low interest credit cards and loans.
  • District of Canterbury Credit Union (DCCU) Ltd is a savings and loans credit union for residents and workers in the District of Canterbury local authority area in Kent, United Kingdom.
    Founded in February 2005, it currently has around 250 members. The DCCU has branches in Canterbury, Herne Bay and Whitstable. It is regulated by the Financial...

Additional information

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How to Borrow Money at Zero Interest: Legally Eliminate Your Debt in Record Time, Utilizing Inside Information that Banks and Credit Card Companies Don't ... to Know (U.S. Credit Secrets Series Book 6)
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