Check Cashing payday Loans


Payroll Advance APR Table

* Annual Percentage Rate (APR) based on 14-day term. Loan term depends on borrower’s pay frequency and pay date. Loan eligibility depends on the borrower's income.

What are Payday Loans?

Payday loans from The Check Cashing Store® are short-term loans that give you a cash boost until your next payday. They are ideal when an emergency pops up and money is tight.

Cash that happens fast.

At The Check Cashing Store, we’re proud of how quick we work. Applying for your first Payday loan can happen in as little as 15 minutes, and your next loan in as little as five. If you’re approved online, we put your money right into your checking account. If you’re approved in-store, we will give you your money in cash.

How it works.

Use the slider to help you understand loan costs. We show you everything upfront including finance charges and the total you need to repay. Your repayment date will be determined by your pay frequency and your next pay date.

Once you decide to go ahead, simply apply online. You can also visit one of our many locations to apply for a loan in person. It’s up to you.

When you get your loan online, your repayment will be automatically debited from your bank account. For loans in-store, you can repay in cash.

What do I need to get my loan?

To apply online, you’ll need:
  • A valid checking account and a recent bank statement
  • A valid email address
  • Proof of a steady source of income.
  • An active phone number
  • A valid, government issued photo ID
To apply in-store, you’ll need:
  • A personal check from your checking account

Interesting facts

  • Moneytree, Inc. is a check cashing and payday loan provider headquartered in Seattle, Washington, with branches in California, Colorado, Idaho, and Nevada. Moneytree also offers prepaid debit and gift cards, money orders, bill payment, Western Union transfers, and online payday loans.
    On January 25, 2010, Moneytree donated $30,000 dollars to...
  • Alternative financial services (AFS) are financial services provided outside traditional banking institutions, on which many low-income individuals depend. In developing countries, these services often take the form of microfinance. In developed countries, the services may be similar to those provided by banks, and include payday loans...

Additional information


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Popular Q&A

avatar
should check cashing outlets or payday loans be outlawed? | Yahoo Answers

Why should check cashing outlets be outlawed? Where else can people without bank accounts cash checks? And nobody is forcing anyone to take out a payday loan. Payday loan places would go out of business themselves if people just read the contract and paid attention to the interest rates and went to a lender with a better rate.