What Are the Requirements to Apply for a CashNetUSA Loan?
We don’t offer “bad credit loans.” However, if you have had past credit problems but have worked diligently to improve your financial situation, you may apply for a loan with CashNetUSA. We pride ourselves on helping hardworking individuals get the funds they need, even if they have less-than-perfect credit.†
There are a few requirements that you always need to fulfill to successfully apply for a loan from CashNetUSA:
You must be 18 or older
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
Even if you meet these requirements, CashNetUSA might not offer products in your state. In addition, we offer different products, such as online payday loans, installment loans, and lines of credit, in each state that do we lend in. Head over to our Rates & Terms page to see what products we offer where you live, if anything, and learn about terms and conditions such as loan amounts and repayment details.
How Do I Apply for an Online Loan?
You’ll start by creating an account with your email and a password. After that, you’ll just have to give us some basic information such as your name, address, bank account number and employer. We’ll verify that information, look at your financial history and then come back with our approval decision. If you are approved, you’ll just have to sign your contract and your money could be in your account by the next business day!**
Once you have a loan, you’ll be able to use your account to manage your loan online. And if you want to apply for another loan in the future, we’ll already have your information stored, making it even faster to get a decision.
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