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Call money is a short term loan made by a bank to a borrower, where unlike the more usual kinds of loan, which are for a set term, and with a payment schedule, call money is repayable on demand. Call money is used by large financial institutions in the short-term money market to obtain funds quickly at inter-bank interest rates.
A warehouse line of credit is a credit line used by mortgage bankers. It is a short-term revolving credit facility extended by a financial institution to a mortgage loan originator for the funding of mortgage loans.
The cycle starts with the mortgage banker taking a loan application from the property buyer. Then the loan originator secures an...