Need money to repair your car or buy a new or used car? Karrot makes it easy. Drive off today with a Karrot loan. Choose to pay off your existing auto loan or replace it with a Karrot loan at a lower rate.
Whichever car loan you need, give it a green light with Karrot's same-day approval and funding in your account in as fast as a day from application. Yep, Karrot loans are that quick and easy.
Quick online application, instant approval, and funds in as fast as one day
Apply in minutes, get your rate, and have the money deposited to your bank as soon as one day** after you apply. Yes—Karrot personal loans really are that quick and simple.
Low interest rates
We offer fixed-rate loans with lower interest rates traditionally offered by credit cards and other lenders. Rates are as low as 6.44%*, based on your credit history.
Dedicated customer service
We know it's important to be able to pick up the phone and chat with someone when it comes to your finances. Karrot has a dedicated support team who work in our offices, ensuring you can always talk to us.
No hidden fees or pre-payment penalties
Karrot has zero hidden fees. Ever. We believe getting a personal loan should be quick, simple and straightforward, and you also shouldn't be penalized for paying off your loan early. Pay off your loan at any time during the term, penalty-free, to save even more money.
Safe, secure and trusted
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