*Interest rates range from 12.99% to 23.99% and will depend on our assessment criteria. Rates valid as of 11/11/15 and are subject to change or we may introduce new ones in the future. Approved customers only. All applications are subject to lending and approval criteria. Terms, conditions, fees and charges apply.
#The comparison rate is from 13.94% to 24.89% and is based on an unsecured personal loan of $30, 000 over 5 yrs. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any information is general and not based on any consideration of your objectives, financial situation or needs.
^Subject to loan amount and risk assessment.
The Aussie Personal Loan is from Aussie Consumer Finance ("Aussie") with credit provided by Latitude Personal Finance Pty Ltd Ltd (ABN 54 008 443 810, Australian Credit Licence number 392163). The Aussie logo is a trademark of AHL Investments Pty Ltd (ABN 27 105 265 861, Australian Credit Licence number 246786). Aussie is a partly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945.
A loan application is the process of filling a paper or electronic form with personal information that a financial institution can use to determine whether the person is eligible or not for a loan.
A financial institution (in most cases a commercial bank) utilizes a set of steps as part of a business process to extract the information, evaluate...
The following article is based on UK market, other countries may differ.
Consumer Credit Risk (AKA Retail Credit Risk) is the risk of loss due to a customer's non re-payment (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc. (the latter two options being forms of unsecured banking...
Georges Excel Loan Calculator v3.1 - Mortgage Home Loan Calculator with Amortization Schedule, Extra Principal Payments, and Scenario Comparison - Excel Spreadsheet Template - Requires Microsoft Excel 2007, Excel 2010, Excel 2013 or higher [Download]
Digital Software (George Alzamora-292329-292329)