Low cost Personal Loans

When it comes to low-cost consumer financing for any purpose, our dependably low loan rates and comfortable terms are designed to save you money every time. And, all feature no loan origination fee and no pre-payment penalty.

CEFCU always offers competitive, low rates and convenient payment options with fast approvals.

Short Term Personal Loans

You'll get a low fixed rate on our Short Term Personal Loans with a quick payback. The terms of this loan are as follows:

• Maximum amount is based on applicant's ability to qualify
• Maximum repayment term is 48 months for payment calculation
• Low annual percentage rate

Personal Line of Credit

Our Personal Line of Credit is an open-end line featuring a low interest rate that's better than most credit cards these days!

• Personal credit limit established specifically for you
• Easy-to-understand loan
• One low monthly payment
• Payments and terms that matches what you're looking for

Your Personal Line of Credit serves your best interest! It helps you save hundreds (maybe thousands) of dollars in interest over department store or credit cards that often carry rates as high as 25% APR.

Share Secured Loan

CEFCU offers a still-lower, variable rate for our Share Secured Loan that lets you keep earning dividends while repaying a loan.

Apply today!

Take advantage! Apply online today for your personal borrowing needs. Simply click on the Apply for a Loan option after logging in to eBranch. If you're not yet an eBranch user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you.

*APR=Annual Percentage Rate

**Based on U.S. Prime Rate plus margin, with a Cap of 18.00%.

^Your Share Secured Loan APR is determined by adding one percentage point (1%) to the highest tiered Share Account dividend rate declared and paid on the last day of each month. The APR is subject to change on the fifteenth (15th) day of each month based on the most recently declared monthly dividend.

Interesting facts

• Gesa Stadium (formerly Dust Devils Stadium) is a baseball-only stadium in Pasco, Washington, and is the home field of the Tri-City Dust Devils minor league baseball team. It opened in 1995 as Tri-City Stadium for the WBL team Tri-City Posse. The Posse left Tri-City Stadium when the Portland Rockies arrived to become the Tri-City Dust Devils. It...
• The Tri-City Dust Devils are a minor league baseball team in Pasco, Washington, United States. The Dust Devils are a Short-Season A classification team in the Northwest League and have been a farm team of the Colorado Rockies since their inception in 2001. The Devils play home games at Gesa Stadium, formerly Dust Devils Stadium. Opened in 1995...