Choice Personal Loans


SoFi s personal loans are

First Choice Finance can use its 25 years of experience to help you find a personal loan that will suit your individual circumstances. Personal loans through First Choice Finance can be used for almost any purpose. There is no obligation to go ahead with whatever our lenders offer you and we can provide bespoke free quotes on our panel of loan products. Our loan finance team will help you to consider loans from a selection of lenders to find the best plan we have access to for your circumstances. As a credit broker we can enable you to look at personal unsecured loans or secured homeowner loans. We have been helping people across the UK borrow the money they require for their specific project through an any purpose loan for around a quarter of a century and have successfully enabled some of our customers to achieve their finance goals whether they have had a good, fair or even a poor credit history.

Amongst the most common reasons for people applying for loans have been home improvements, debt consolidation, vehicle or chattel purchase, special occasion and many others. The key to remember is if you have found yourself in a scenario where you want to raise some money via a personal unsecured or secured loan for a specific purpose you will not be the first to have come up with that requirement and therefore there may be a plan somewhere to match your specific needs, the hard bit is knowing where, so use our experience to help you get that loan completed.

Who Can Apply For A Personal Unsecured Loan?

If you are a UK citizen (or have rights to reside), you have a reasonably consistent source of income and are at least 18 years of age you may be eligible for a personal loan. There are many loan plans available and plenty are aimed at niche customers, so even if being self employed or having a blot on your credit profile has prevented you being accepted, we may still be able to help you either directly or through our specialised associate companies.

Like all other loans, a personal loan can come in a variety of different shapes and sizes, with offers, rates, amounts and terms all different depending on the loan you require & which loan plan you meet the criteria of. Here at First Choice we can also provide you with access to competitive personal secured loan plans that can offer you through our secured personal loan panel from £3, 000 to £150, 000 and the term you pay the money back over can be tailored to your individual needs, period from 3 to 25 years can be utilised to balance your budget with getting the loan paid back as soon as possible. Please note that secured loans are secured on your home and carry the same risks as a mortgage.

Bad Credit Personal Loans

If you have been refused for a loan by a bank loan in the past, we could still help, we have many specialist lenders, not available on the high street, for people with an adverse credit rating

When you enquire for a loan through First Choice Finance we will search to find the best personal loans to try and find a cheap personal loan that best suits your circumstances, it is important to note that there are a number of factors that could affect the cost of your loan, if you have a bad credit rating you may find your loan a little more expensive as you would probably expect.

Personal Loans Online

Depending on what you are looking to raise money for, you may not have the time to drive to various loan companies, wait around for loans to be compared, assessed and then go through all the details before you can even apply. Delays in the loan process can be minimised by dealing with an experienced and knowledgeable loan company. First Choice have developed an online application form that only takes a few minutes to fill in and then can be passed to our in house consumer loan support team to get to work on your finance enquiry right away. We already have links to many competitive lenders as well as alternative associate brokers and have come across most scenarios through the years, from very straightforward to highly complex. You could see your application move from enquiry to pay out with the minimum of fuss or delay, so you get your money when you need it. Simply fill in the short online form at the top right of the page or call on any of the numbers to chat through your specific scenario in confidence.

Personal Loan Calculator

Whenever you are considering taking out finance it is important you consider your monthly repayments and your budget, First Choice Finance have a selection of loan calculators including a loan repayments calculatorwhere you can try out personal loan plans with alternative terms, interest rates and loan amounts to find a loan deal suitable for you. They say that time is money, and we want to save you both. Rather than sitting there counting and adding up the numbers on your potential personal loan, let our personal loan calculator do it for you. With a few clicks you can establish what the monthly repayments will be on various different personal loan amounts and differing interest rates over different terms. If you already know how much you want to borrow and how long you want to pay the loan back over, all you need to establish next is the exact rates that you can have access to. Call us on 0800 298 3000 from a landline or 0333 003 1505 from your mobile, or fill in our short enquiry form at the top of this page.

Unsecured Personal Loans
REPRESENTATIVE 49.7% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home

Interesting facts

  • Mortgage Choice Limited (ASX: MOC), commonly known as Mortgage Choice, is a publicly listed Australian mortgage broking firm.
    Mortgage Choice is a current member of the Franchise Council of Australia as well as the Mortgage & Finance Association of Australia
    The company was founded in 1992 in Sydney by Rod Higgins and Peter Higgins. After two...
  • Smartfinance is an independent financial comparison website focused on helping consumers in emerging markets to make the most of their money. The website enables consumers to compare prices on a range of products, including mortgages, credit cards, bank accounts, savings products and loans as well as providing a range of calculators and...

Additional information


Home Loans Berwick | Future Choice Finance
Home Loans Berwick | Future Choice Finance
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Loan Specialists Lismore | Northern Rivers Mortgage Choice
How To Benefit From A Personal Loan
How To Benefit From A Personal Loan
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Wayne Smith, Mortgage Choice Home Loans in Wodonga
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Choice Loans Unsecured Personal Loan
Choice Loans Unsecured Personal Loan
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Choice Loans Personal Asset Loan

Popular Q&A

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Has anyone had dealings with "choice personal loan? | Yahoo Answers

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choice personal loans? are they legit? | Yahoo Answers

Ignore the non-responses you are getting. I wish I had specifics about this company but all I can share is the skepticism you already hold.
Why not just save up until you can pay the deposit from cash? You will have other expenses moving so you don't want to be in debt up front.
Maybe one of you can take a second job for a special event to earn some extra money.