Online Loan Apply


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To Qualify: You have including sufficient income and assets to support your existing debt obligations and requested loan amount.

Note: LightStream loans are not available to non-resident aliens.

To Apply: You need to 1) acknowledge receipt of our (click to review); 2) agree to receive electronic records; and 3) agree to use electronic signatures to sign your loan agreement.

If Approved: Prior to receiving loan proceeds, you must have a valid Visa or MasterCard credit card (for verification purposes only, no charges will be applied).

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

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Interesting facts

  • Wings Financial Credit Union is a non-profit, member-owned credit union headquartered in Apple Valley, Minnesota. With assets of more than $3.2 billion, the credit union serves employees in the air transportation industry including employees of AirTran Airways, Delta Air Lines, JetBlue Airways and others. Wings was chartered in 1938 and is...
  • Zopa is a UK-based company providing an online money exchange service, allowing people who have money to lend it to those who wish to borrow, instead of using savings accounts and loan applications at traditional banks. The process is sometimes referred to as peer-to-peer lending. The name, Zopa, stands for "zone of possible agreement", a...

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Popular Q&A

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Where can one apply for an online loan?

There are many places to apply for an online loan. The best place to look is directly through the bank or other financial institutions website. This will let someone talk directly with a loan officer.