California Budget Finance. 370 W Shaw Ave, Fresno, CA, 93704. 559-227-7795.
Having trouble making ends meet between paydays? You're not alone. In these tough economic times we are here to help.
We are QC Holdings, a premier provider of cash advance loans. These loans are also known as payday advances, payday loans, and deferred deposits. These short term loans are typically between $100 and $500. The loan is paid back in a few weeks, helping you bridge the gap between paydays.
QC Holdings is the corporate headquarters for Quik Cash, QC Financial Services, California Budget Finance, National Quik Cash, First Payday Loans, First Choice Loans, Nationwide Budget Finance, Check Advance Loans, Express Check Advance of South Carolina, and QC Finance. We have nearly 600 nationwide locations to serve you.
We provide check cashing, cash advances, money orders, and wire transfers at most of our stores. Some of our stores even provide installment loans, title loans, bill pay services, and prepaid debit cards.
As a member of Community Financial Services Association of America (CFSA), QC is dedicated to following laws and regulations that protect consumers and preserve their access to credit options.
Come into any of our branches to apply. The process is very simple, fill out an application, provide photo identification, a blank check, and any other documentation required by state law. The approval process usually takes only a few minutes. Once approved, the customer writes a check for the amount of the loan plus fees, and leaves with cash.
An interest rate cap is a derivative in which the buyer receives payments at the end of each period in which the interest rate exceeds the agreed strike price. An example of a cap would be an agreement to receive a payment for each month the LIBOR rate exceeds 2.5%.
Similarly an interest rate floor is a derivative contract in which the buyer...