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In finance, Credit risk management is the process of assessing risk in an investment. When the risk has been assessed, investment decisions can be made and the risk vs. return balance considered from a better position.
The main way to reducing credit risk is by monitoring the behaviour of clients who wish apply for credit in the business. These...
Prescreen is the process by which a lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens without the consumers' knowledge and without any derogatory effects on their credit file. The use of credit data for prescreen is strictly regulated by...