Loans for People with bad credit rating

How much does it cost to apply?

It's free. Applying for a loan doesn't cost you anything.

Can I get approved today?

If you apply today, you will receive a response in a matter of minutes. If approved, your funds could be in your account in as little as 24 hours.

When will my funds be available?

Your funds could be in your account in as little as 24 hours.

What's my interest rate and when do I need to pay back the loan?

It varies and depends on the lender. Once approved and matched with a lender, you'll be transferred to their website where you can review their terms and repayment schedule.

I don't have a bank account. Can I still get a loan?

No, you need a bank account to get a loan.

How will I know if I'm approved?

After the application is submitted, we try to match you with a lender in our network. If successful, you'll be taken to an electronic signature page to complete the process.

Will I qualify for more than one loan at a time?

If you already have an existing loan, you may not qualify for another one until your existing loan is paid.

Can I get a loan if I'm currently in bankruptcy?

Probably not. If you are currently in bankruptcy, chances are low that you will qualify for a loan.

Can the lender take out money from my account without asking?

No. No-one can withdraw money from your account without permission.

Can I get approved for a loan to pay child support?

Yes. You can use your loan for whatever reason you need to. Having to pay child support will not affect loan approval.

I just got denied, what can I do?

People can be denied for many reasons, including a high debt-to-income ratio, bad credit history or low credit score. However, there may be solutions if you need a loan right away and know why you were denied. You may consider a debt consolidation loan if debt is an issue. There are many other steps you can take as well that can improve your credit score and reduce your debt.

Interesting facts

• A credit score is a numerical expression based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information typically sourced from credit bureaus.
  Lenders, such as banks and credit card companies, use credit scores to evaluate the potential...