Personal Loan rates Comparison


Rates and Personal Loan

CreditShout readers responded well to our reviews of online installment loan lenders. But they found the process of filling out multiple applications to be tiresome. They wanted to fill out just one application and be able to comparison shop for personal loans.

Originally, our guide to finding a personal loan advised you to stay away from these common loan applications. This is because our research found that most of the “lead aggregators” turned up in a Google search were not really sending your information to leading personal loan lenders. Instead, your information was being sent to payday lenders.

Worse, some customers of these lead generation services complained that they were victims of identity theft, subject to harassing phone calls, and generally unable to find an affordable loan.

Understanding the needs of our readers, we worked hard to identify a safe and trustworthy service that lets you fill out one application and receive and compare multiple personal loan offers.

That service is EVEN Financial!

Comparison Shopping with EVEN Financial

Even Financial is a great service if you want to fill out just one application and be able to:


  • ​Increase your opportunities of being approved for a personal loan.

  • Work with high quality lenders like Prosper, Upstart, and Avant.

  • Compare multiple lenders to find the lowest interest rate.

  • Know that your personal information will remain safe and secure.

  • There is no extra cost to you!

How EVEN’s Loan Application Works

We know that not every online lender will be right for you.

There are hundreds of lenders who want to offer you money, and EVEN strives to ensure that you will have a clear understanding of your options and an easy way to find the best products available to you. And, best of all, it’s FREE for you to use.

​When EVEN Financial finds you a personal loan to refinance your credit card debt, you can repay those high-interest balances all at once – and get a single monthly payment that often has better rates and better terms.

By submitting your information using EVEN’s form, you will receive a “prequalified rate.”

This rate is determined by the information you provided, and is the exact rate at which a lender will give you a loan.

If you get a prequalified rate, the next step will take you directly to the lender site to complete the last parts of your application. This will be short and easy.

If you did not receive an exact prequalified rate, don’t worry! This just means that the lenders that are most appropriate for your situation do not have that technical capability. Rest assured that EVEN still matched you with the most likely lender to qualify you, and EVEN will only show those options to you.

When you click on one of those options, you will complete the application on the lender site, but you can be confident that it will be a great choice for your needs.

And one thing you can be sure of is that you won’t receive lots of phone calls from lenders. EVEN Financial will not sell your personal information to multiple lenders. They are only trying to find you the right loan at the right rate.​​

What if I have Poor Credit?

EVEN Financial is able to match you with a personal loan at competitive rates regardless of whether you have poor credit, average credit, or good to great credit.

As a reminder, we characterize credit on the following scale:

  • ​Excellent Credit: 730 – 850

  • Good Credit: 700 – 730

  • Average Credit: 650 – 700

  • Fair/Limited/Poor Credit: 600 – 650

  • Bad Credit: Less Than 600

Looking at EVEN Financials average rate tool, we see that consumers with credit scores in what we consider the fair/limited/poor range of 600-639 are getting approved for loans with rates averaging 9% APR.


Interesting facts

  • Mortgage Loan Directory and Information, Inc. is a publisher providing editorial content and directory information in the field of mortgages and personal finance based in Palm Coast, Florida, in the United States. It operates MortgageLoan.com a personal finance website that provides consumer mortgage news, information and comparison shopping...

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Popular Q&A

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Where could a person compare the interest rate on home equity loans

There are several online sites where one can compare the interest rates on home equity loans. Some of these online sites are "Bankrate", "Quickenloans", and "Lendingtree".