First time Personal Loans


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Do you need a quick loan? Is your credit good? There is no quicker way to get a fast loan than simply using your signature. Personal loans may be used for any number of purposes. No collateral is needed, and you may borrow up to $10, 000!

Certificate Secured Loans

All terms are 2.00% APR above certificate rate.

Share Secured Loans

Share secured loans are perfect for first time buyers, building credit or repairing credit history. A Share Secured loan allows you to borrow at a competitive low rate because you use your savings (either Share or Certificate) as collateral.

No credit qualifications are required and members can use a Share Secured Loan to help establish good credit history. Your Savings account will continue to earn dividends. As payments are made on the loan, funds are released back into the savings account.

Loan rates are subject to change at any time by the direction of the Board of Directors.
All applications will be reviewed on an individual basis to assure compliance with the lending policies of First General Credit

Union as established by the Board of Directors.
Rates are subject to change and could vary depending on credit history and amount financed.

Fast Cash

Fast Cash is a short term lending option that allows you to borrow as many times as you want.

It only requires a one time application and you can borrow anytime.

Plus, it’s more affordable than a cash advance store.

Interesting facts

  • NamasteDirect, a project of the Namaste Foundation, is a microcredit non-profit organization based out of San Francisco, California, United States. NamasteDirect is committed to alleviating poverty in rural communities in Guatemala and Mexico. They combine microcredit loans with a personal mentor, business education, and vocational...
  • In education finance in the United States, the cost of attendance (COA) (also known as the price of attendance) is the estimated full and reasonable cost of completing a full year as a full-time student. The cost of attendance is published by each educational institution and typically includes:
    As of October 29, 2011, every post-secondary...

Additional information


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