Bad credit need loan


Gerri DetweilerIf you are shopping for a loan, ask yourself these questions to help you find the right loan:

What do I hope to accomplish?
If you want to consolidate or refinance existing debt, for example, then it is important that your new loan is at a lower interest rate than your current loan(s) so you save money in the long run. If you are shopping for a new loan, you will want to make sure the payments on your new loan are affordable.

How much will it cost?
Compare interest rates, but don't forget to check out fees as well. Also make sure you are comparing loans of a similar length. With a car loan, for example, the shorter the term, the lower the interest rate.

How will you pay it off?
Before you borrow, make sure your payment is affordable and that you have room in your budget to make that payment each month.

Typically, unsecured loans (such as personal loans and debt consolidation loans) carry higher interest rates than secured loans (such as car or mortgage loans). The interest rate you'll pay will depend in part on your credit scores. But that doesn't mean you can't get a loan if you have poor credit. Some lenders offer financing to consumers with bad credit, though the interest rate will be higher.

What is my credit score?
It's a good idea to check your credit score before you apply so you'll have an idea where you stand. Then try to avoid applying for loans you aren't likely to get. With Credit.com's Free Credit Report Card, you will get your credit score for free, and be matched with offers from lenders.

Interesting facts

  • BarNone (1-800-BarNone) is a lead generation company based in Oakland, California. BarNone was founded in 1995 and was later purchased by the First Advantage Corporation in 2005 for their Dealer Services segment. They were later sold to Centrro, Inc. in August 2009.
    BarNone connects consumers seeking an auto loan with auto dealerships...

Additional information


Bad Credit Auto Loans
Bad Credit Auto Loans
Need Loan Have Bad Credit Savannah Ga
Need Loan Have Bad Credit Savannah Ga
Liili Products Liili Premium Samsung Galaxy Note 3 Aluminum Snap Case Money in the back jeans pocket IMAGE ID 16916911
Wireless (Liili Products)
  • MADE IN USA. Designed, Printed and Shipped out of our California Facility.
  • Easy access to all buttons and controls. Aluminum back plate along with a durable hard plastic shell, completely protect the phone from dirt, scratch and bumps.
  • This item is designed and made for Samsung Galaxy Note 3 Only.
  • Please Search Title Image ID for additional products.
  • Looking for more design in the field? Please search Liili Samsung Galaxy Note 3 for more special and unique design.
Liili Products Liili Premium Samsung Galaxy Tab 4 7.0 Inch Flip Wallet Case Japanese yen Image ID 21692206
Wireless (Liili Products)
  • MADE IN USA. Designed, Printed and Shipped out of our California Facility.
  • Easy access to all buttons and controls
  • This item is designed and made for Samsung Galaxy Tab 4 7.0 Inch Only.
  • Please Search Title Image ID for additional products.
  • Looking for more design in the field? Please search Liili Samsung Galaxy Tab 4 7.0 Inch for more special and unique design.
Liili Products Liili Premium Apple iPhone 6 Plus iPhone 6S Plus Aluminum Case Japanese yen Image ID 21692206
Wireless (Liili Products)
  • MADE IN USA. Designed, Printed and Shipped out of our California Facility.
  • Easy access to all buttons and controls
  • This item is designed and made for Apple iPhone 6 Plus iPhone 6S Plus Only.
  • Please Search Title Image ID for additional products.
  • Looking for more design in the field? Please search Liili Apple iPhone 6 Plus iPhone 6S Plus for more special and unique design.