Direct installment loans


Online installment loans allow you to borrow larger amounts of money, often at lower interest rates, and pay them back in multiple payments over time. While LendUp does not offer direct installment loans to first time customers, as you move up the LendUp Ladder, you can gain access to installment loan products. LendUp installment loans at the platinum and prime levels even report to credit bureaus, which can help build your credit history.

A Direct Installment Loan Lender

If you're a returning LendUp customer at the gold, platinum, or prime levels, you can qualify for an installment loan. LendUp operates as a licensed direct installment lender, except in Texas, where we operate licensed Credit Access Business.

Applying for a direct installment loan as a returning customer is virtually instantaneous, as we already have all of your information on file. It's as simple as logging into your account, determining how much you'd like to borrow and for how long, and clicking a button. We'll process your request quickly and, if approved, the funds can be deposited in your account in as little as 15 minutes, if you have a supported bank account or debit card.

How Much Can I Borrow?

The exact terms of LendUp's installment loans vary by state. For example, in California, the maximum amount you can borrow at the prime level is $1000 for a period of up to 12 months. As LendUp continues to expand and builds customized Ladders in each state, the maximum amount of our installment loan offerings will be determined.

The LendUp direct installment loan advantage:

Instant Decision: We provide an instant loan decision on your direct installment loan application, so we can approve you for a loan in less time than it takes to go to a cash advance store. You can complete the application for a LendUp loan online, from any smartphone or computer.

Safety: Applying for a direct installment loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling your direct installment loan details. We do not sell any private customer information to third parties.

Accessibility: Every LendUp customer gets a personal dashboard, where you can manage your loan details 24/7. You can contact our friendly customer support team, who is ready to answer any questions you may have about your installment loan.

Better rates: Direct installment loans online loans can be expensive. As a direct lender, LendUp offers better loans at even lower rates, and always with no hidden fees.

Interesting facts

  • Tommy A. Moore, Jr., is a co-founder of First Investors Financial Services Group, Inc. ("FIFSG"), a financial services corporation founded in 1989 and located in Houston, Texas. Since 1989, Mr. Moore currently has served as the President, Chief Executive Officer and as a director of FIFSG. Mr. Moore was elected to the additional position of...

Additional information

Short Term Installment Loans- Find Important Cash Against
Short Term Installment Loans- Find Important Cash Against ...
Borrowing Instalment Loans
Borrowing Instalment Loans
Wisconsin installment loans lenders
Wisconsin installment loans lenders
VCT PL8000 1-Color Prompt Logic Printing Calculator, 14-Digit Dot Matrix, Black
Office Product (VCT)
  • Prompt Logic technology guides the user through various functions in a snap.
  • Loan Wizard quickly and easily calculates installment loan payments.
  • Enter any two variables of cost-sell-margin and the third automatically appears.
  • Two independent tax keys allows you to program two different tax rates.
  • HELP key explains features on the display an in print.

Popular Q&A

What is a Direct Consolidation loan?

A direct consolidation loan is made when a person has multiple loans (from education, College, University,) to pay off, so combines it in to a single loan that is then made to the U.S. Department of Education.