Direct Personal Loan lenders

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Why LoanNow

• 5-Minute Application

  All it takes is a few minutes. We’re fast, easy and headache-free.

• Fast & Easy Approval

  Get your quick loan approval online. Money in minutes. †

• Deposit to Your Account

  Funds are deposited electronically into your account! ‡

How It Works

• Apply Now

  Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

• Get Approved

• Get Your Money

  We deposit your money right into your bank account. Your loan payments come from the same account - automatic, no hassles and no late fees.

Lower Your Payments with Group-Signing

Earn loan credits when your friends and family vouch for you. For some borrowers, these loan credits will reduce their interest cost by over 50%! Learn More

What We're About

• "We believe we can change the world by helping people with less than great credit get back on track."

  Miron, The Team

• "Our loans reward you for good behavior. Together, we grow your LoanNow score to unlock achievements and better rates for the future."

  Harry, The Team

• "Our mission is to build the fastest & easiest way to get a loan."

  Jesse, The Team

Grow Your Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

Interesting facts

• A payday loan (also called a payday advance) is a small, short-term, loan secured against a customer's next pay check. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Pay day advance loans rely on the consumer having previous...
• A payday loan (also called a payday advance) is a small, short-term, loan secured against a customer's next pay check. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Pay day advance loans rely on the consumer having previous...