Short Term Loans

(A) Short-term loan means a loan made pursuant to sections 1321.35 to 1321.48 of the Revised Code. (B) Superintendent of financial institutions includes the deputy superintendent for consumer finance as provided in section 1181.21 of the Revised Code. (C) Interest means all charges payable directly or indirectly by a borrower to a licensee as a condition to a loan, including fees, loan origination charges, service charges, renewal charges, credit insurance premiums, and…

A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However, as markets for mortgages have become more competitive, the role of the mortgage broker has become more popular. Today in most developed mortgage markets (especially in Canada, the U.S., the UK, Australia, New Zealand and Spain), mortgage brokers are the largest sellers of mortgage…

Need credit fast for an emergency or upcoming travel? Instant approval credit cards are a convenient way to take the guesswork out of the application process. Instant approval means that when you apply for the credit card online you will receive a quick decision, often within a few minutes, on whether or not you have been approved. How the instant approval process works When you apply for an instant approval card online, the credit card company will run a preliminary credit check…

Even as the gargantuan $1+ trillion student debt load has been the bubbly elephant in the room that few are still willing to talk about (as the ease of obtaining very fungible loans, with ultra-low interest rates, have become the primary source of lifestyle funding for a wide swath of Americans who are rotating out of high yielding credit cards into this latest Uncle Sam subsidy, and is thus just one more aspect of the status quo perpetuation), there have been until now zero opportunities…