Unsecured Personal Loans rates

img1Whatever your stage in life. Whatever you need. Ephrata National Bank has a loan for you. We offer competitive rates that help you save money. And, our experienced loan officers will work to find the loan that best fits your needs with a payment that best fits your budget.

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The ENB HomeLine is the only loan or line you’ll ever need. It combines the flexibility of a Home Equity Line of Credit with the certainty of a Home Equity Term Loan. Withdraw cash anytime you need funds. Lock in a fixed interest rate on any outstanding balances any time you wish. Unused balances remain available at any time. As you pay down the principle on the rate locked balance, your amount of available credit increases accordingly. Think of it as your personal, anytime, for anything stash of cash!
  • 85% maximum Loan to Value (LTV) Ratio
  • 1 to 20 year repayment terms on rate locked balances
  • 25 year line maturity
  • Easy access to funds via check, transfer to checking using ENB Online Banking, or transfer request made by phone or in person at any ENB branch office.
  • Interest payments may be tax deductible. Check with your tax advisor.
  • Life and accident insurance payment protection available

Unsecured Personal Loan

Need a loan, but don’t have collateral? ENB offers unsecured personal loans. A great alternative to a credit card for those who want to borrow for a specific purpose.
  • Low fixed rate. Often better than most credit cards.

Secured Personal Loan

If you have collateral other than your home, a secured personal loan is a great way to get a loan with a lower interest rate. Eligible collateral items include stocks, bonds or an ENB certificate of deposit.
  • Low fixed rate

Motor Vehicle Loan

ENB can help you purchase your next car. New or used, we have a loan for you. We also finance RVs, boats and motorcycles.
  • 100% finance of new car sales price
  • 100% finance of sales price or Kelly Blue Book value (whichever is less) for used cars less than 2 years old

Overdraft Line of Credit

Prevent overdrafts with a line of credit tied to your checking account.

Interesting facts

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Popular Q&A

Where online could a person compare the interest rates on unsecured personal loans

There are many different online sites where a person can compare the interest rates on unsecured personal loans; some of these online sites include LendingClub, Bankrate, and Prosper.