Take control of your financial life with a Personal Loan or Line of Credit. A loan is an ideal option for a one-time borrowing need like debt consolidation. A line of credit is better suited for on-going or unexpected expenses, allowing you to access your line of credit whenever you need to (up to your pre-approved credit limit).
Personal Loan (Unsecured)
Fixed payments for the term of the loan – perfect for paying down debt or making large purchases.
- Receive money quickly
- Get loans in amounts up to $30, 000
- Take advantage of flexible, affordable terms from 12 to 84 months*
- No collateral required
CashLine Line of Credit (Unsecured)
Pay interest only on what you borrow and have credit in reserve for on-going or unexpected expenses.
- Get approved for lines of credit up to $30, 000
- Pay no balance transfer fees or cash advance fees
- Enjoy low minimum payments—plus, pay in full whenever you want to reduce interest costs
Share Secured Loan
Use the funds in your NASA Federal Credit Union Share Savings or Share Certificates to secure your loan and receive preferred rates. Your share savings funds continue earning dividends during the term of your loan.
The Building Societies Act 1986 is an Act of Parliament of the United Kingdom governing building societies (mutually-owned mortgage-lending institutions). It removed certain restrictions on the range of services they could offer, so that they could compete with banks on a level basis: they could now make unsecured loans, offer cheque accounts...
Credit risk is an investor's risk of loss arising from a borrower who does not make payments as promised. Such an event is called a default. Investor losses include lost principal and interest, decreased cash flow, and increased collection costs, which arise in a number of circumstances:
Credit risk can be classified in the following...