Because the Majority of America’s Borrowers are in the “Subprime” Category
Where once, a low credit score bounced a borrower out of a bank in a heartbeat, today alternative online lender First Financial® has created legitimate, affordable and secure loans that get funds to the 56% of Americans who fall into the “subprime” borrower category. With a few adjustments, our borrowers have rewarded us with regular payments in full, building their credit scores and our customer base! We knew they would. Traditional banks with high marketing, infrastructure and labor costs simply continue to fall behind the times. Indeed, research has shown that borrowers have been leaving the big, bricks and mortar banks for alternative online lenders like industry leader First Financial.
First Financial is the nation’s leading provider of low credit score loan services. You simply can’t find a more convenient service for borrowers with fair, poor and bad credit scores who need the lowest possible rates & terms. Low credit scores loan services can usually be obtained the same day or within 24 hours.
First Financial’s use of the most cutting edge technology and automation not only saves borrowers money, it protects their privacy and time. The mobile accessibility we provide brings lenders right to your smartphone, tablet or laptop, ready to make their best deals to win your business. Operating now since 1996, we also guarantee the highest levels of banking security available in the United States!
Auto Loans for Low Credit Score Borrowers: Don’t let a low credit score stop you from driving a reliable, attractive and even “smoking’ hot” car. Many car buyers are learning that stepping onto dealer lot with a loan in hand gives them more power to negotiate on price. At least get the low rates First Financial will offer to increase your bargaining power. Smart car buyers take care of the loan first, comparing payments, interest rates and terms at their convenience.
Ready to see how much car you can afford? Go to our Auto Loan page here!
Cash Advances for Low Credit Score Borrowers: Financial emergencies strike nearly everyone. By taking sensible steps, you can get through this period without losing a car, a job or your sanity. Because you arrange the cash transfer from the comfort of home through easy online transfers, you maintain your privacy. Once you’ve completed the process by filling out the final page of the form, you cash will be deposited in your bank within 24 hours. Because we do no not perform a credit inquiry for this short-term loan, your credit score will not be affected. Go to our Cash Advance page here!
Mortgages for Low Credit Score Borrowers: Make First Financial your search engine for mortgage money. We like to use the analogy of a search engine for mortgage money because the home financing options have exploded in recent years. Those borrowers once rejected now can find products tailored just to their needs. Everyone in America should know this! After a year of regular payments, the credit score rises and the borrower can refinance at a lower rate. Check First Financial’s mortgage page here!
Credit Cards for Low Credit Score Borrowers: Don’t fall for the credit offers that arrive in the mail. Designed for the average American with average needs and income, those cards most likely will neither save you the most money nor deliver the best rewards. The student needs a different card from the one the traveler seeks. Homebodies won’t benefit from the card that provides cash back for restaurant meals and other entertainment. We have the best cards designed precisely for those needing the lowest introductory rate, but they’re different from those created for applicants with low credit scores. Check here for First Financial’s options for the credit cards low credit score borrowers need!
You probably qualify for a loan!
Review these typical score breakdowns so you’re ready to fight for the interest rates you deserve.
700 and Above – Very good to excellent. We will have no problems giving you a loan with a credit score of 700 or above.
680 to 699 – This credit score puts you in the ” Good / Fair” category. That one point between good and very good to excellent credit generally makes little difference to lenders.
620 to 679 – If your credit score falls into this range, you fall into the “Okay” category. The closer your score is to 679, the better. 620 is consider to be a “par” or average credit rating.
580 to 619 – While you aren’t in the “Bad” category yet, you are teetering on the edge if your credit score falls in this range. You currently have “poor” credit.
500 to 580– You can still get credit in this range. More information may be required.
499 and below – Even with as score of 499 or below you can still be extended credit. More information may be required.
Gesa Stadium (formerly Dust Devils Stadium) is a baseball-only stadium in Pasco, Washington, and is the home field of the Tri-City Dust Devils minor league baseball team. It opened in 1995 as Tri-City Stadium for the WBL team Tri-City Posse. The Posse left Tri-City Stadium when the Portland Rockies arrived to become the Tri-City Dust Devils. It...
The Tri-City Dust Devils are a minor league baseball team in Pasco, Washington, United States. The Dust Devils are a Short-Season A classification team in the Northwest League and have been a farm team of the Colorado Rockies since their inception in 2001. The Devils play home games at Gesa Stadium, formerly Dust Devils Stadium. Opened in 1995...
The Scholarship Book, 13th Edition: The Complete Guide to Private-Sector Scholarships, Fellowships, Grants, and Loan s for the Undergraduate (Scholarship Books)
Book (Prentice Hall Press)