At City National our Personal Lines & Loans are designed to give our clients maximum flexibility and funding options. Our Personal Lines & Loans offer secured or unsecured financing and multiple and easy ways to access funds. Our lending terms include fixed rate and variable rate options. And, by setting up automatic payments, you can reduce your interest rate.
City National Personal Lines & Loans are the Way Up® when it comes to securing the funds you need to sustain and enhance your lifestyle as you see fit.
Personal Lines and Loans are best for those qualified existing clients who want to:
- Have access to funding without using the equity in their homes
- Have easy access to funds through checks, City National Online or telephone transfer
- Enjoy flexible credit lines with larger line sizes ranging from $5, 000 to $1, 000, 000
The Different Types of Personal Lines & Loans*
Personal Line of Credit - An unsecured or secured revolving line of credit. With a revolving line of credit, you can borrow only as much money as you need, repay it and re-borrow again, up to your available credit. Credit line amounts from $50, 000 to $1, 000, 000.
Personal Loan - Can be unsecured or secured with cash, stocks or bonds as collateral. Fully amortized monthly payments repaid over various term options. Unsecured loan amounts from $5, 000 to $100, 000. Secured loan amounts from $5, 000 to $1, 000, 000
To learn more, call us Monday through Thursday 7:00 a.m. - 5:30 p.m. and Friday 7:00 a.m. - 6:00 p.m. (PT) at (800) 773-7100, contact us or visit one of our local City National locations.
The savings and loan crisis of the 1980s and 1990s (commonly dubbed the S crisis) was the failure of about 747 out of the 3,234 savings and loan associations in the United States. A savings and loan or "thrift" is a financial institution that accepts savings deposits and makes mortgage, car and other personal loans to individual members—a...
Literally, it means “the slave of the home mortgage”. It refers to those people who pay a huge amount of mortgage loans (above 70% of their disposable income), which negatively affects their social lives. Mortgage slaves work to pay the mortgage loans, which are said to enslave them.
Because most of the disposable income is...