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A private student loan is a financing option for higher education in the United States that can either supplement or replace federally guaranteed loans such as Stafford loans, Perkins loans and PLUS loans. These may offer forbearance and deferral options. Fees vary greatly, and legal cases have reported fees reaching 50% of amount of the loan...
Funding vs. Loans
Funding is a financing resource which provides small to large sums of money on a short or long-term basis for individuals, businesses, private or public institutions. Institutions that provide funding include but are not limited to:
Loans differ from funding because they are defined as a type of debt. A contractual agreement...