Applying for Loans
The 1 step in obtaining quick payday loans involves filling out our short and secure online application.
The 2 step You will only be asked to provide basic information, and once you have completed the form, we will encrypt it with 256-bit SSL technology and forward it throughout our network of more than 300 lenders.
The 3 step This way, you will receive multiple offers from lenders who are all competing for your business; this guarantees that you will get only the best rates available to you.
Qualifying for LoansIn order to be approved for payday loans, you must:
- Be 18 years old or older and a legal US resident.
- Be employed for a period of 90 consecutive days or more with the same employer.
- Have a working telephone number and a valid email address.
- Meet minimum income requirements.
- Have a bank account in your name.
Unfortunately, you will not be approved for a loan if you are currently in bankruptcy or if you have default loans with other short term lenders.
Get Your Money
- 1 . After you have submitted your application and as long as you meet the guidelines, you will likely be contacted by multiple lenders with offers for payday loans within just a few minutes.
- 2. You should take the time to review each of these offers very carefully since they contain all of the terms and conditions associated with the loan—including the fees and the repayment date.
- 3. If you find an offer you like, the lender will ask you to provide your electronic signature to enter into a contract. Once this is finished, most lenders can deposit payday loans into bank accounts in as little as one business day.
- 4. There is never any obligation, however; you are not penalized if you do not accept an offer. Since we do not charge for our lender-matching service, there is never any cost until you enter into a contract with a lender.
How to Get the Benefits
have the potential to be very beneficial in certain situations as long as they are used responsibly. You should never apply for loans you do not need, you should never ask for more than you need, you should always repay your loans on time, and you should consider using the same lender again in the future. When you do business with the same lender repeatedly and repay your loans on time, you may become eligible for additional credit products or payday loans with lower interest rates.
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