It’s 8:30 p.m. on Saturday, and your car breaks down. You have no money in your bank account and no credit cards. You need your car to get to work on Monday morning. What can you do? Local pawn shops or payday loan stores are almost always closed. Even if you get a payday loan online, you may have to wait until Monday morning before the deposit hits your bank account. LoanNow may have the answer you’re looking for – without the risk to your financial well being associated with payday loans.
Local Short-Term Loan Options
Local payday loan stores and pawn shops provide cash on the spot, which can be critical when you need groceries TODAY. But local payday loan stores or pawn shops may not always be an option. One of the main reasons that you attempt to get a payday loan online is that there are no other options available. Many states place severe limitations on brick-and-mortar payday loan stores or ban them altogether. Even when there are local payday loan stores nearby, their hours are often limited to weekdays and Saturday mornings and afternoons. The same is true with pawn shops.
Online Payday Loans
Applying for online payday loans is convenient. You can get a payday loan online through a few simple clicks on your computer from the privacy of your own home. You can apply 24/7 and if you submit your application during the week, you can receive an approval within minutes and a deposit to your bank account the next business day.
Of course, none of this is much help when you’re dealing with a financial emergency after hours, during the weekend or on holidays. And if there’s a problem with your application or with your loan, it can be difficult to get help, especially if your payday lender is based out of state or overseas. Out of state and foreign lenders frequently have sketchy or nonexistent customer service, and are often beyond the reach of local, state or even federal law enforcement agencies.
LoanNow Is Different
If you’re faced with an emergency and you can’t get a payday loan online that pays out immediately, LoanNow may be able to help. You can apply 24/7 and receive a response within 24 hours. † If your bank participates in our Instant Funding ‡ system, you can get your money within minutes, * even when local payday loan stores are closed.
If you have questions about your application or run into problems after you receive your loan, our responsive customer service team is ready to help. As an accredited business with the Better Business Bureau, LoanNow has earned an A+ rating, so you can borrow with confidence.
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Peer-to-peer banking is an online system that allows individual members to complete financial transactions with one another by using an auction style process that lets members offer loans for a specific amount and at a specific rate. Buyers have the option to look for an amount and rate of interest that meets their needs.
All members are...