There are a variety of situations where you could find yourself in need of a loan, and one of these is when your credit score is less than perfect. In this scenario, borrowers can find it difficult to secure financing from mainstream lenders.
An alternative option is direct payday loan lenders. These lenders provide short-term loans that you usually have to repay on your next payday, with the amount you’re approved for depending on multiple factors.
In your search for a payday loan you’ll find online direct payday loan lenders as well as loan brokers and matching services. You can also find lenders who offer their services from physical locations.
Check into Cash Loans
Check into Cash allows you to directly apply for a payday loan and have your cash when you need it.
- Min. Loan Amount: $50
- Loan Term: Varies upon State
- Turnaround Time: 1-2 business days
- Total Costs: Varies depending on the amount and your state of residency
- Must be 18+
- No security needed
- Confidential and secure!
How does a direct payday loan lender work?
Depending on the lender you select, you can apply online or in-store; in either case the application should take no more than a few minutes to complete. Most direct payday loan lenders take only a short amount of time to process applications and let you know whether you’ve been approved quickly.
Online applicants can get the money transferred electronically into their account, and in-store applicants can collect their approved funds in person after approval. You then have to repay the loan by your next payday.
Bear in mind that payday loan regulations are not the same in every US state. While direct lenders may be legal in one state, they could fall under different regulations or even be illegal in the state you reside. Be sure to check whether the lender you apply with complies with regulations. You’re also likely to pay different fees and rates depending on the state you reside in.
What to look for in a direct payday lender
Not all direct payday loan lenders are the same, and while customer service levels can vary significantly, there are other aspects that require your attention as well.
American Plus Bank (Chinese: 美富銀行) , a Chinese American community bank headquartered in Arcadia, California, was founded on August 8, 2007. The Bank offers comprehensive banking and financial services such as Online Banking, wire transfer, Checking, Direct Deposits, Banking By Mail, Safe Deposit Boxes, Debit/ATM Cards, Construction Loans...
'''FinecoBank is the leading direct bank and the top online broker[ '''
Fineco, a subsidiary of the Capitalia Banking Group, is among the very few standalone online banks in Italy. Founded in 1999 as an online broker, FinecoBank is the leading standalone online bank in Italy with more than 750,000 customers, of which...