Parenting as a single mother is a full-time job in and of itself. When combined with the need to earn money, it can be an uphill battle just making ends meet. Unfortunately, you might find yourself in an emergency financial situation in which you simply cannot pay for everything your children need you to provide.
For single mothers on a budget, just one unexpected event can mean there is not enough to go around. Perhaps your child got sick and you had to miss work – and pay – in order to stay home and care for the child. Perhaps your car broke down and you were faced with a huge repair bill and stuck without transportation to make it to your job.
We understand that you are doing your best, but that you cannot always plan for every financial emergency that you may come across. Emergency loans are available for single moms who find themselves in devastating circumstances through no fault of their own.
Child with Medical Issues
Take for example the single mother whose child is facing a medical issue. She may find herself only able to work part time in order to get the child back to full health, resulting is missed hours and missed pay. Or, she may not be able to work at all. Missing days from work as a result of a sick child can have devastating effects for the single mom.
Unfortunately, some children will be sick for a long time and may require treatment, rehabilitation or long-term hospitalization. The single mom, as the sole provider, must transport and accompany the child to see physicians, surgeons and other medical professionals. She will also be faced with huge medical bills, and must figure out a way to pay for it all. An unexpected family health issue can result in the single mother losing her job if she misses too many days from work. In such instances, she needs cash to cover her costs through emergency loans for single mothers.
Another unexpected budget emergency for single mothers is high utility bills. You may have budgeted a certain amount to pay for monthly electric and heating costs. Then when the bill arrives in the mail, you find out the amount far exceeded what you thought you would have to pay.
Extreme weather such as heat waves or blizzards can make utility bills astronomical, far out of reach for the working single mother. If you had to miss a utility bill payment, you may find yourself needing to make an emergency payment at a later date just to keep the power on or to the keep the house warm. An unexpected weather event can truly wreck a single mother’s budget.
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