The economy is really tough, the worst it has been in over 75 years - more
than a generation.
Let's not kid ourselves, the explosion of alternative lending methods and providers is for one simple reason: there are no other options for millions of people!
Why? Because banks that are still alive are being forced to only loan for the best creditors so their portfolios look good enough for the Feds. We know people with 750 credit scores that cannot get a bank loan of any kind. Most people have had their personal and business credit lines eliminated or reduced as fast as they pay them down. So, no bank credit and little or no credit card credit and where do you go if you need money for any kind of emergency?
Alternative lenders whether it is a payday loan, cash advance, title loan or some other method, are the only place millions of Americans can get money when they need it.
On top of that, tens of millions of people are upside down on their home mortgage so there is no money there either. Combine that with a huge hit on most people's credit scores over the last 5+ years and you get the picture - it's ugly
Impossible...not at all.
All of these things don't matter for those who apply for payday cash loans online. You can even have recently filed bankruptcy, it doesn't matter. You can get the money you need fast
Payday lenders aren't loan sharks. Some people like to say they are but they are not. They are legitimate companies that provide short term loans and cash advances to people looking for instant payday loans to handle an emergency before they get their next pay check. You will know exactly what you will pay and when it is due BEFORE you agree to anything. It will be your decision, no one else's. You can ask all the questions you want.
Our lenders that offer online payday loan advances don't care whether you have lousy credit or not. They aren't interested in your past
They are looking for 3 things: you are 18 or older so you can sign the agreement, you have had your job the required amount of time (usually 90 days), and you make enough money to repay your loan obligation. That's it. Sure, they ask for other information, like your bank information. As long as you repay your loan it won't show up on your credit report either. You're not going to be wearing a Scarlett ‘A' because you are taking out a payday loan, no one will know if you don't tell them.
We have seen people in a real bind get their money the same day and avoid a huge fine, new deposit, setup fees, etc. for their utility or phone…all of which is more expensive than the payday loan. Whatever you need it for is up to you, spend it wisely, pay it back on time and you will find it be a great experience.
First Internet Bank of Indiana, sometimes called First Internet Bank or First IB, is one of the first state-chartered, Federal Deposit Insurance Corporation-insured institutions to operate solely via the Internet.
The bank was founded in 1997 by entrepreneur David B. Becker, incorporated on October 28, 1998, and opened to the public on February...
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