Unsecured Signature Loans bad credit


Bad Credit Unsecured Signature

The Abbey Credit Union's Unsecured Loans are our way of saying, "we're here for you."

With a quick signature Abbey can provide you with an unsecured loan up to $15, 000; low-rate APR and no collateral required!

APPLY ONLINE NOW

Conveniently apply online today! Select the APPLY ONLINE NOW button on the right of your screen. Or, you may download a loan application to conveniently complete in advance. Simply fax or bring your application into one of our branch locations.

Abbey Offers Easy Payment Plans:

Payments can be made several ways: withdrawal from a Share Account, payroll deduction, online Web BillPay, coupon booklets for mailing, or pay by phone. We strive to make your life simple!

Signature (Unsecured) Loan

Type of Loan

Term

A.P.R.*

1-24 Months

4.5%

25-36 Months

5.5%

37-48 Months

6.5%

49-60 Months

7.50%

Unsecured Line of Credit

$40.00/Mo. per Thousand

10%

Testimonials

Many of our members like to share their thoughts and opinions with us and we thought it would be nice to pass it along to you.

For all the years I have been with the credit union I have never had a problem. I have always been treated with respect and told of all new options to help me with all my needs. The credit union is a great finance institution for people to save their money and a friendly place you always go away with a smile. I will never go back to a bank!
— Sharon F. Every time that we have had to barrow money Abbey has always been there to help!
— Walter C. Smooth Loan Process!

Interesting facts

  • A signature line of credit is a revolving line of credit that is not backed by collateral; i.e., the sole criterion for the decision to grant the loan and establish the terms thereof is an assessment of the customer's credit rating. Also known as an "unsecured line of credit".
  • An unsecured loan is a loan that is not backed by collateral. Also known as a signature loan or personal loan.
    Unsecured loans are based solely upon the borrower's credit rating. As a result, they are often much more difficult to get than a secured loan, which also factors in the borrower's income. An unsecured loan is considered much cheaper...

Additional information


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Popular Q&A

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How was my sister able to get a signature loan with bad credit, but I can't get unsecured with fair? | Yahoo Answers

It might have to do with your income. No one is going to give you a low if they do not think you can reasonably pay it back. Without seeing every detail of your loan and your sister's loan....no one here can tell you an EXACT reason, but YES income is a huge factor.