At LendUp, we understand that you may have a less than perfect credit history. If you have bad credit, you may have struggled in the past to find access to credit or other financial services. Part of LendUp's mission is to provide access to credit to underbanked individuals, including those who may have poor credit or no credit. LendUp loans may even help you rebuild your credit history over time. At higher levels on the LendUp Ladder, we'll report your repayment information to traditional credit bureaus. If you're looking for a cash advance lender, look no further than LendUp.
Why are LendUp bad credit loans different?
Customers first: For us to succeed, our customers need to succeed. While you may not be able to start with the largest amount available, as you borrow and pay back on time, you move up the LendUp Ladder, which allows you to borrow larger amounts for longer periods of time. If you reach the Platinum level, those who qualify can borrow up to $1, 000 and pay back in installments over up to six months.
Less than Perfect Credit OK: We know that no one is perfect - that's why LendUp takes into account a borrower's entire credit picture - not just a traditional credit report or FICO score. With LendUp, we give you the opportunity to prove that you're a responsibile borrower and graduate to a larger installment loan product without facing standard credit checks. This means that even if you have bad credit, you may be eligible for a payday loan at LendUp.
Licensed Lender: California-based LendUp is proud to be licensed by each state in which we do business.
What do I need to apply for a payday loan if I have bad credit?
-A valid email address -A phone that accepts incoming calls -An active checking account (have your checkbook handy or know your routing and account numbers)
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