Loans For Bad Credit History

A weak personal credit score indicates you’ve mismanaged your personal finances in the past. Bad credit (a score that ranges from 300 to 629) is one reason business loan applications get rejected — and the approval rate of business loans from big banks was just 22.9% as of December 2015, according to a Biz2Credit report. It’s already tough to get a traditional business loan — bad credit makes it that much tougher. But it is still possible to get a business loan with bad credit…

Parents have likely heard their kids say “I need money now.” The kids might be in college and they cannot wait for the check to make it through the mail, or they might be away for the weekend and need some extra cash. No matter what the case, you need to find a way to send money to your kids quickly. Luckily, there are several options for parents who are in this predicament. PayPal Sends Money Fast PayPal allows people to send money instantly. If you and your child have PayPal…

“I realized I can get loans from $500 even if I have bad credit when I defaulted last year because I was out of work. I’m back at work now and my income is a lot steadier at the moment. Of course the banks still won’t give me a loan, but I noticed that some lenders cater to my kind of situation. Can you tell me about the advantages and disadvantages of using these types of loans?” – Randy, Reno, NV The clear advantage, Randy, is that you can take out a loan with these short-term…

NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY. Disclosure: Our lenders may offer you a loan with an APR between: 390% and 780% based on a two-week loan. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan…

No credit car loans aren’t as rare as unicorns, but they can be just as fantastic. An auto finance company such as RoadLoans has all the resources in place to deal with customers of all credit types, even ones with no credit or bad credit. Companies such as RoadLoans deal, in part, in what is called “subprime” financing, which is another way of saying that the credit levels involved are less than perfect. The special processes used by RoadLoans equip us to give subprime car buyers…

It is not easy to get a loan when you have bad credit. Some finance companies see consumers with bad credit as a risky investment. Many of the banks and finance companies have either stopped making these loans or gone completely out of business. So while many people on the news see this as a good thing and banks are getting what they deserve, there is a large amount of people who now cannot get a loan. Outdated information. “People on the news” seeing subprime lending take a hit…