Installment Loans

Installment loans allow you to take out one lump sum of money in a cash advance – similar to a payday loan – but allows you to pay it back over several payments rather than all at once (like with payday loans). Speedy Cash installment loans give you the freedom to pay back your loan in full at any time, without penalties or fees. If an unexpected expense just popped up, or you re short on covering your bills this month, a Speedy Cash installment loan may be for you. Lending Decision…

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If you make a steady income, pay your bills on time, and save for retirement, you might expect to borrow money at a low interest rate. But a limited credit history can outweigh these factors when you go shopping for an unsecured personal loan — even if you have excellent credit scores. Personal lender Earnest thinks it has a way to identify trustworthy — if unestablished — borrowers like you and give them the same rates as other low-risk customers, according to CEO Louis Beryl…

Many people know the dangers of payday loans. But “installment loans” also have sky-high rates and work by getting borrowers — usually poor — to renew over and over. We take you inside one of the biggest installment lenders, billion-dollar World Finance. Katrina Sutton of McDonough, Ga., stands outside the World Finance storefront where she took out an installment loan in August 2009. (Erik S. Lesser/EPA for ProPublica) Enable Social Reading One day late last year, Katrina Sutton…